How long do I need to keep depositing?

Deposits are required only for the first 15 years from account opening, the balance then continues to earn interest until the account matures 21 years after opening.

What's the current SSY interest rate?

The government revises the SSY rate quarterly, it has recently been around 8.2% per year, adjust the rate field to match the current announced rate.

Sukanya Samriddhi Calculator

Estimate the maturity value of a Sukanya Samriddhi Yojana (SSY) account for a girl child.

Formula v1.0.0IndiaMethodologysukanya-samriddhi-v1

How this is calculated

Annual deposits for 15 years, compounded yearly, balance continues earning interest until year 21

Assumptions used in this calculation

Deposit timing: Assumes a fixed annual deposit made at the start of each of the first 15 years.India

About this calculator

The Sukanya Samriddhi calculator projects the maturity value of an SSY account, applying annual deposits for the first 15 years and letting the balance keep earning interest, with no further deposits, until it matures 21 years after opening.

Worked example

₹50,000 annual deposit at 8.2%

Result: Maturity value ≈ ₹22.5 lakh after 21 years

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Sukanya Samriddhi Calculator

About this calculator

Frequently asked questions

How long do I need to keep depositing?

What's the current SSY interest rate?

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