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SIP Calculator

Estimate the future value of a monthly SIP (Systematic Investment Plan).

How this is calculated
FV = P × [((1+i)ⁿ − 1) ÷ i] × (1+i), i = annual return ÷ 12 ÷ 100

Assumptions used in this calculation

  • Return assumption: Assumes a constant annual return rate for the full period; actual market-linked returns vary.

About this calculator

The SIP calculator projects the maturity value of a fixed monthly investment, assuming a constant expected annual return, using the standard SIP future-value formula. See a year-by-year growth chart of invested amount versus value.

Worked example

₹10,000/month for 10 years at 12% expected return

Result: Maturity value ≈ ₹23,23,391

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