Money
Loans, investments, interest and inflation calculators to plan your finances with confidence.
Personal finance decisions, taking a loan, choosing between a lump sum and a monthly investment plan, working out what a purchase actually costs after interest, usually come down to a formula most people don't remember precisely enough to trust a rough mental estimate for. This category collects loan calculators (EMI, mortgage, loan affordability, loan prepayment), investment calculators (SIP, compound interest, XIRR, retirement and 401(k) projections), and everyday money math (inflation-adjusted value, tax, in-hand salary) in one place, each using the exact reducing-balance, compounding or slab-based formula that banks and financial institutions actually use, not a simplified approximation. Whether you're comparing two loan offers, deciding how much to set aside for retirement, or just want to know what a stated interest rate actually costs you over the full term, these calculators are built to give an exact, checkable number rather than a rule of thumb, and each one explains the formula behind its result so you can verify it or adapt it to your own numbers by hand if you need to.