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Down Payment Calculator

Calculate the down payment and loan amount needed for a home purchase.

How this is calculated
Down payment = home price × down payment %. Loan amount = home price − down payment.

Assumptions used in this calculation

  • Exact percentage: Uses the down payment percentage you enter as-is, it doesn't check it against a lender's actual minimum requirement for your loan program.
  • No fees rolled into loan: Assumes the loan amount is simply home price minus down payment, with no processing fees or insurance premiums financed into the loan balance.

About this calculator

The down payment calculator finds the down payment amount and remaining loan amount needed for a home purchase, given the home price and down payment percentage.

Worked example

₹80,00,000 home, 20% down payment

Result: Down payment = ₹16,00,000; loan amount = ₹64,00,000

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