Savings Goal Calculator
Find how much you need to save monthly to reach a savings goal.
Assumptions used in this calculation
- Deposit timing: Monthly savings are assumed to be deposited at the start of each month (matching the SIP calculator's convention), which slightly reduces the required monthly amount versus end-of-month deposits.
- Return assumption: A constant annual return is assumed for both your current savings and future monthly contributions, actual market-linked returns will vary.
About this calculator
The savings goal calculator works backward from a target amount and time horizon to find the monthly savings required, accounting for the future value of any savings you already have.
Worked example
₹10,00,000 goal in 5 years at 10% expected return, no current savings
Result: Required monthly savings ≈ ₹12,950
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