Amortization Schedule Calculator
Generate a full month-by-month amortization schedule for any loan.
Assumptions used in this calculation
- Interest method: Uses the monthly reducing-balance method, interest each month is charged only on the outstanding principal, the same convention as the EMI calculator.
- Fixed payment: Assumes the monthly payment stays constant for the full tenure with no prepayments, rate changes, or missed payments.
About this calculator
The amortization schedule calculator generates a complete month-by-month breakdown of principal, interest and remaining balance for any loan.
Worked example
₹10,00,000 at 12% for 60 months
Result: Full 60-month schedule
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