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Budget Calculator

Track your monthly budget against the 50/30/20 rule.

How this is calculated
Savings = income − (needs + wants). Recommended split: 50% needs, 30% wants, 20% savings

Assumptions used in this calculation

  • 50/30/20 guideline basis: Compares spending against the commonly cited 50% needs / 30% wants / 20% savings split; this is a general guideline, not a personalized or region-specific budgeting standard.

About this calculator

Compares your actual monthly spending on needs and wants against the common 50/30/20 budgeting guideline (50% needs, 30% wants, 20% savings).

Worked example

₹50,000 income, ₹25,000 needs, ₹15,000 wants

Result: Savings = ₹10,000 (20%)

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