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529 College Savings Calculator

Project your college savings fund's growth from contributions and expected returns.

Formula v1.0.0United States, GlobalMethodologycollege-savings-529-v1
How this is calculated
Projected value = FV(current savings) + FV(monthly contributions)

Assumptions used in this calculation

  • Constant contribution: Assumes the same monthly contribution every month for the full period, with no withdrawals.

About this calculator

Project the future value of a college savings fund (like a US 529 plan) from your current balance, monthly contributions and expected annual return, and compare it against an optional savings goal.

Worked example

$5,000 current savings, $300/month, 6% return, 15 years

Result: Projected value ≈ $93,000

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