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EMI Comparison Calculator

Compare EMI, total interest and total cost between two loan offers side by side.

Formula v1.0.0GlobalMethodologyemi-comparison-v1
How this is calculated
Standard EMI formula applied independently to each loan scenario, then compared

About this calculator

The EMI comparison calculator computes EMI, total interest and total repayment for two different loan scenarios side by side, so you can see which one has the lower monthly payment and which one costs less overall.

Worked example

₹10,00,000 at 8.5% for 60 months vs 9.5% for 84 months

Result: Loan A has the higher EMI but lower total cost

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