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Gold Loan Calculator

Estimate your gold loan eligibility and EMI based on gold value and LTV.

Formula v1.0.0IndiaMethodologygold-loan-v1
How this is calculated
Eligible loan = gold value × LTV%; EMI computed on that amount at the given rate and tenure

About this calculator

The gold loan calculator applies the loan-to-value (LTV) ratio to your gold's market value to estimate the eligible loan amount, then calculates the monthly EMI for the chosen interest rate and tenure.

Worked example

₹3,00,000 gold value, 75% LTV, 9.5% rate, 12 months

Result: Eligible loan ≈ ₹2,25,000, EMI ≈ ₹19,700/month

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