Social Security Calculator
Estimate your monthly US Social Security benefit from your AIME and claiming age.
Assumptions used in this calculation
- 2025 bend points, full retirement age 67: Uses the SSA's 2025 PIA bend points ($1,226 / $7,391) and assumes a full retirement age of 67 (born 1960 or later), both of which the SSA updates periodically.effective 2025 · Social Security Administration
About this calculator
Estimate your monthly US Social Security retirement benefit using the SSA's Primary Insurance Amount formula and its early/delayed claiming adjustment, based on your Average Indexed Monthly Earnings (AIME) and chosen claiming age.
Worked example
$5,000 AIME, claiming at full retirement age (67)
Result: Estimated benefit ≈ $2,200/month
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