Skip to content
2xKit

401(k) Calculator

Project your 401(k) balance at retirement from contributions, employer match and returns.

Formula v1.0.0United States, GlobalMethodology401k-v1
How this is calculated
Balance = FV(current balance) + FV(monthly employee + employer contributions)

Assumptions used in this calculation

  • Constant salary and contribution rate: Assumes your salary, contribution rate and employer match stay constant every year until retirement.

About this calculator

Project your 401(k) balance at retirement based on your current balance, contribution rate, employer match structure, expected annual return and years until retirement.

Worked example

$20,000 balance, $80,000 salary, 6% contribution, 50% match up to 6%, 7% return, 30 years

Result: Projected balance ≈ $560,000

Was this helpful?

Frequently asked questions