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SWP Calculator

Simulate a Systematic Withdrawal Plan and see how long your corpus lasts.

Formula v1.0.0GlobalMethodologyswp-v1
How this is calculated
Each month: balance grows by the monthly-equivalent return, then the fixed withdrawal is deducted

About this calculator

The SWP calculator simulates monthly withdrawals from an investment corpus while it continues to earn returns, month by month, showing the final balance after the chosen period or how long the corpus lasts if it depletes first.

Worked example

₹20,00,000 corpus, ₹15,000/month withdrawal, 10% return, 15 years

Result: Final balance ≈ ₹27 lakh after 15 years

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